So much for the adult supervision of our housing market. The federal government was onto a good thing when it introduced a stress test for home buyers a few years ago that demanded they be... read more
Financial stress is all about not saving enough. Income levels play a role, too, but not as big as you might think. Generational differences between, say, millennials and older people mean little. These are the... read more
The must-have accessory for all homeowners will never be featured in a TV series or in magazines about decorating. Having at least a few thousand dollars safely parked in a savings account makes both financial... read more
Karen Thomson thought a technology glitch was at fault when she tried to use her 75,000 Aeroplan miles to book a flight and found out she had only 6,138. Then Ms. Thomson looked at her... read more
By Friday, your postholiday buzz will be gone and so will a lot of your motivation to follow the New Year’s resolutions you made. For your financial resolutions, let’s see if we can buck you... read more
The basics of personal finance never change – spend less than you make and save or invest the rest. What changes, constantly, are the economic factors that influence your ability to do the right thing... read more
We have an 11-year-old car and every now and again it needs a repair. We take it to the garage, pay the bill and keep driving the car. I’m not sure there’s anything else we... read more
SUVs are flattening everything in their path, including the finances of people who buy them. In both Canada and the United States, sales of cars are declining while demand for SUVs and pickup trucks rises.... read more
A message to the 42 per cent of credit-card holders who do not pay their balance in full every month: Stop using your card and switch to debit. Credit cards have become the most popular... read more
If there’s a student debt problem in Canada, don’t blame parents. Postsecondary tuition fees have generally been rising faster than inflation in recent years, and the average grad who borrowed owes roughly $26,000 to $28,000.... read more
If you’re feeling anxiety about your personal finances, Kelley Keehn feels your pain. Ms. Keehn, an Edmonton native, has spent the past 15 years writing and talking about money. She has a positive, practical style... read more
High up on the list of lamest money mistakes is keeping a high balance in a chequing account. Chequing accounts pay trace levels of interest, at best. Better to keep big balances in a high-rate... read more
Among the ways to shame people into paying more attention to their money is to question how much time they spend on matters of personal finance. This leads to comparisons of how much time people... read more
Your most expensive vacation ever could be the one where you got sick while away and relied on your credit card’s travel medical emergency insurance to pay the bill. If you have a health-related emergency... read more
We will find out shortly whether government can fix what’s wrong with your finances. The Liberals won the 2019 campaign with a platform focused on helping ease the financial strain of everyday life. We used... read more
